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The Fintech Brief | FedEx taps J.P. Morgan & Oracle to free up cash

Plus, Liberis & Google reveal how “Agentic” capital adapts as fast as your P&L

Author

Owais Bagwan
August 07, 2025

A NEWSLETTER AFFILIATED TO

Editor’s Pick 📌

What if your funding could evolve with your business, not just reflect its past?

In an exclusive event, Liberis partnered with Google to showcase how AI-powered, real-time capital is reshaping small business finance. The event highlighted how Liberis is leading the way into the Agentic Era of small business finance, where AI-powered, real-time capital adapts to your business’s changing needs.

Lindsay Brightwell, Senior Product Manager at Liberis, explains how the Liberis Capital Platform tailors funding to the unique trajectory of each business. Powered by AI, it uses real-time data to forecast growth, recommend personalized offers, and adjust pricing based on each business's circumstances.

Industry Trends & Innovation 💡

EMBEDDED FINANCE STRATEGY

Embedded finance in SaaS is crucial for retaining users, enhancing seamless workflows by integrating financial tasks directly into platforms, thus reducing churn and boosting user engagement. This approach minimises disruption and errors, addressing inefficiencies that prompt users to switch tools. SaaS businesses can gain a competitive edge by implementing embedded finance, turning an often overlooked element into a key factor in user loyalty and retention.

STRATEGIC PARTNERSHIPS

Thunes and Temenos enhance access to financial services in emerging markets through seamless integration of banking functions into non-financial platforms. This partnership simplifies cross-border transactions and compliance, addressing the challenges of outdated systems and regulatory fragmentation. It's vital for platforms aiming to expand rapidly while ensuring financial inclusion.

SUPPLY CHAIN FINANCE

J.P. Morgan Payments, in collaboration with Oracle and FedEx, unveils a Supply Chain Finance solution integrated with Oracle Fusion Cloud ERP. This development enhances working capital and liquidity management, offering FedEx and its vendors flexibility in payment terms by utilising FedEx's credit rating. Such innovations in payment solutions bolster financial performance, benefiting businesses by streamlining processes and fostering operational resilience.

EMBEDDED FINANCE

Embedded finance is reshaping B2B sales, placing financial fluency over traditional persuasion skills. Companies like Toast and Shopify exemplify this shift by integrating finance tools to drive revenue. For B2B sellers, understanding this trend is crucial for capitalising on new buyer personas prioritising financial solutions.

Bobsguide is a ClickZ Media publication in the Finance division