Big news for U.S. SMBs: Quick Capital scales with Elavon

Plus, Tactics to boost CX, compete on openness, and avoid compliance landmines.

Author

Owais Bagwan
August 28, 2025

A NEWSLETTER AFFILIATED TO

EDITOR’S PICK 🌟

Big News for U.S. Small Businesses! 🚀

We’re thrilled to announce our expanded partnership with Elavon, Inc., bringing Quick Capital to over 275,000 merchants across the United States.

Through Elavon’s platform, eligible merchants can now access fast, flexible funding powered by Liberis, all with minimal paperwork and rapid disbursement. Whether it's inventory, marketing, or expansion, Quick Capital is here to support their next move. This is embedded finance at its best, designed to remove barriers and unlock growth.

🔗 Read the full story: https://lnkd.in/eFD3vNMr

Industry Trends & Innovation 💡

FINANCIAL TECHNOLOGY

Embedded finance weaves payments, lending, and insurance into everyday apps from eCommerce checkouts to ride-hailing enabling seamless consumer experiences. Adoption in the UK is high, with around 60% of adults engaging these services, and market growth is rapid. Businesses and consumers gain convenience, but regulatory vigilance remains essential.

OPEN BANKING REFORM

US consumers are gaining stronger control over bank and fintech data sharing, thanks to renewed CFPB Open Banking rules inspired by ongoing industry pressure and security concerns. This shift matters to anyone navigating financial products, as transparent access could mean lower costs and fairer choices. Watch for future challenges as industry stakeholders, particularly crypto firms, argue over potential new banking fees impacting consumer empowerment.

BANKING INNOVATION

Thread Bank is shifting its core operations to Fiserv’s Finxact platform, aiming to provide real-time functionality and better scalability for both deposits and payments. This move demonstrates how community banks can modernise outdated systems to remain competitive as digital demands and regulatory requirements increase. Anyone in community banking should see this as a clear template for meeting tech and compliance pressures head-on.

FINTECH COMPLIANCE

Coinbase’s BIPA lawsuit highlights the real dangers of biometric data use in fintech: each violation could cost up to $5,000, and a single data breach may incur $180M-$400M in losses. For investors, it’s essential to monitor firms’ privacy compliance, diversified KYC, and cybersecurity.

Bobsguide is a ClickZ Media publication in the Finance division